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Jana Small Finance Bank SMS Gold Loan Contest 2019 :

Organisation : Jana Small Finance Bank
Contest Name : SMS Gold Loan Contest 2019
Applicable For : Jana Small Finance Bank Customer
Contest Deadline : 31st May 2019
Website :

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Have questions? Please ask at the bottom of this page.

Jana Bank SMS Gold Loan Contest

SMS Gold Loan Contest is organised by Jana Small Finance Bank for their customers.

Related : Big Bazaar Great Xchange Offer 2019 :

Who Can Participate?

Jana Small Finance Bank customer can participate in the SMS Gold Loan Contest

Contest Period

The campaign period is from 1st March to 31st May 2019

How To Participate?

Participant refers to customers who have participated in the contest,

** Customer who has texted from his/her registered mobile number stands a chance to win maximum of 10 gram gold coin during the contest period
** If the SMS is received from an unregistered mobile number, that message will not be considered for the contest
** The customer has to avail a Gold Loan for a minimum tenure of 3 months without preclosure to be eligible for the reward.
In case the customer forecloses the loan before 3 months, the customer will be deemed ineligible for the contest
** Only those Gold Loan accounts that active in CBS for 3 months from the date of disbursal and disbursed during the campaign period will be eligible
** If a customer avails multiple Gold Loans, only a single URN will be considered for the contest
** If a customer makes a successful referral, which leads to Gold Loan disbursal, then his/her chances of winning the Gold Coin improves by 10 times as compared to a customer who sends an SMS only without any referral Illustration
** All renewal accounts will also be considered for the campaign provided the renewed account is live for three months
** Gold Loan account that was closed but now the customer wishes to avail the Gold loan again because of the campaign will also be considered subject to the new loan being active for three months

Lucky Draw will be conducted as follows:
March winner – End of June | April winner – End of July | May winner – End of August

Winner Selection

** Randomizer will be used to choose the final set of winners.
** A team member from the following teams will be called and the process videotaped to maintain a fair and authentic selection process : Product, Marketing, Legal, Compliance, Audit and RFS and external observer and External auditor (KPMG)
** Winners will be announced post background check.
** If the winner is a family member of Jana Banker or does not comply to any of the above mentioned T&C’s, he/she will be disqualified

T&C Apply :

Contest Terms

** Jana Small Finance Bank reserves the right to disqualify any participant who does not comply with any of the Terms and Conditions of this Contest or if the Organiser is of the view that the Participant fails to meet any of the participation criteria.
** Participants whose entries have been drawn and have been confirmed as valid after the verification process, will be notified telephonically and declared a winner
** The benefits under this Offer is/are neither assignable nor transferable under any circumstances.
** Other than CRES-GL, any employee whose referred customer wins the Gold Loan lucky draw will automatically be chosen as winner
** For all the walk in customers their corresponding rewards will be given to the top performing CRES-GL across India.
** Maximum of 15 CRES-GL will win during the contest period
** The employee roles tagged in PW will be considered as is for the contest
** Employees who have resigned before or on the date of the draw will not be eligible for the contest
** Any act of indiscipline, breach of law and /or terms and conditions of employment will render the employee ineligible for the contest
** Jana Bankers will not be eligible to participate in the contest for customers
** Family members of Jana Bankers cannot participate in the contest
** An employee will be eligible to win 5 gm Gold coin if their corresponding customer wins in the lucky draw
** An employee and the corresponding customer cannot win the gold coin more than once
** The employee reference code captured during customer on boarding will be considered
** The contest is open to all CRES/CREM/C&RO/AH/BH/BDE/CRE/OAC (except marketing and products, compliance, risk and audit team and members of MANCO)
** Any dispute in the contest results will be referred to the MANCO for resolution
** Management of Jana Small Finance Bank reserves the right to discontinue the contest without prior notice

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